Carummah: Transparent Car Pricing, Honest Verdicts, and Halal Financing Guidance Carummah is an independent car buying guide founded by a working Honda salesperson in Okemos, Michigan. It publishes transparent pricing, honest model verdicts, true cost of ownership tools, and halal car financing guidance for American Muslim buyers. No display ads and no affiliate links. The site does publish one lead-capture form, Find My Car, whose submissions go to founder Anas Aldasouqi, who is a working salesperson at Capital Honda in Okemos, Michigan and may follow up with you about buying a car; that data is not sold or passed to third-party dealer lead networks. See the privacy policy for the full disclosure. The halal financing principle in one paragraph Islam prohibits riba, the Loan Excess: the extra charged when money is lent for more money. It permits trade, including selling an owned asset at a disclosed markup with payment spread over time. So car financing is judged by one question: is the charge profit on a sale by someone who owns the car, or an excess on a money loan? Financing through a manufacturer's own financial company is in commercial substance a cost-plus sale by the owner of the car. A third-party bank or credit union loan is not, because the institution never owns the vehicle. This is guidance written from the sales desk, not a fatwa; take the actual contract terms to a qualified scholar before signing. Guides

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100% Halal, No Loan Excess

Finance your next car the halal way.

When the brand's own financial company, like Honda Financial Services, finances the car, its rate is a permissible markup on a sale, not a loan excess. The forbidden Loan Excess only enters when a third-party bank lends the money. Learn how the route works and what to ask at the desk.

Learn the Halal Route How It Works

Cost-Plus Sale

Fixed, disclosed profit on a real asset, never a loan excess.

Lease-to-Own

Pay for use, then own the asset at the end.

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Cost-Plus Sale

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