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Out-the-Door Price Calculator

The sticker never tells the whole story. Enter a vehicle price and your state to estimate the real total: sales tax, dealer doc fee, title and registration, and trade-in credit. Estimates use state averages, your county, city, and dealer will vary.

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Dealer Add-Ons

Toggle each item on to include it in your total. Declinable add-ons start off, so you only add what you actually want.

Dealer Prep / ConveyanceDeclinable

Pure profit padding for cleaning the car. Decline, it's the dealer's job to deliver a clean car.

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Nitrogen Tire FillDeclinable

Nitrogen in tires is a gimmick for daily drivers. Decline, regular air is fine.

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VIN EtchingDeclinable

You can do this yourself with a $20 kit. Decline, it's near-zero cost to the dealer.

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Paint / Fabric ProtectionDeclinable

Marked up 500%+ over cost. Decline, aftermarket is 1/4 the price if you want it.

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Market / ADM MarkupDeclinable

Above-MSRP gouging on popular models. Decline, pay MSRP or walk.

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GAP InsuranceOptional

Worth it if your loan-to-value is >100% or you put <20% down. Check your auto insurer first, they often charge half.

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Extended WarrantyOptional

Consider if keeping the car 7+ years. Buy it later from a third-party provider, dealer pricing is marked up significantly.

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Prepaid MaintenanceOptional

Only worth it if the plan costs less than the included services. Check actual service prices first.

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All figures are estimates. Sales tax, doc fees, and title/registration costs vary by county, city, and dealer, and change over time. This tool does not constitute tax, financial, or legal advice. Always verify the final out-the-door price with your dealer and local DMV before signing.

MSRP is not the final price

The Manufacturer's Suggested Retail Price (MSRP) is the number on the window sticker — but it's almost never what you actually pay. The real, drive-it-home total adds several line items on top. Here are the common ones that make up an honest out-the-door (OTD) price.

Destination / Delivery

A flat fee the manufacturer charges to deliver the car to the dealer. It's printed on the sticker and is non-negotiable — usually $1,000–$1,400.

State Sales Tax

Charged on the negotiated price (minus trade-in credit in most states). Rates vary by state, county, and city — the calculator above uses state averages.

Dealer Doc Fee

A dealer documentation fee for paperwork. It's regulated in some states (capped) and unregulated in others, where it can run from $75 to $1,000+. Negotiate it.

Market Adjustment

An added markup some dealers tack on for high-demand models. It's pure profit, not a required fee — and the #1 thing to challenge or walk away from.

Title, registration, and any dealership-installed accessories (window etch, nitrogen, protection packages) round out the rest. The calculator above adds these up so the number you see is the number you'd write the check for — before financing.